Agree with u - but wish u could be a lot more explicit, on where and when sex is appropriate or inappropriate.

premarital sex is definitely not a means to intimacy like some people think, intimacy and bonding in premarital or even marital situations, is way beyond sex. I guess only EFFECTIVE COMMUNICATION can enable lasting and high levels of intimacy or bonding - which apparently most folks do not see or appreciate.

I'd say that a good life isn't in anyway determined by education, not even to a PHd level, rather the good and the finest things of life is accessible via potentials, skills & competence - these will attract rewards (financially) as one meets needs and solutions to ever increasing problems of this world.

Potentials in themselves alone are not worth much, however potentials can be refined, harnessed, converted in2 competence (professionalism) by the acquistion of requiste skills.
Afterall most of the professional footballers that we celebrate 2day aren't graduates - they just had potential; the harnessed their potential by practise and today are competent (professional) footballs - that will even marry graduate ladies - (lol)