A lot of people are of the belief that the only simple way to grow edible mushrooms for personal consumption or for profit is using edible mushroom growing kit, but this is not true. What you don’t know is that a kit provides a sterile subtract, usually with a log, and mushroom spawn. A lot of garden supply nurseries and stores can supply you mushroom spawn, and you can collect and sterilize your very own soil substrate. You might be wondering “how to grow edible mushrooms without a kit”, not to worry, this article is for you. We understand that growing mushrooms without a kit can be a little more time-consuming, but the end result is usually more satisfying.


Health benefit of growing edible mushroom and fact

They are very healthy and low in fact
Mushrooms contain vitamins and other nutrients
Mush contain antioxidant power that help purify your immune system
Mushroom grows from spores and not seeds
The spores don’t contains chlorophyll to begin sprouting (as seeds do), they rely on substance such as straw ,sawdust ,grain etc.
The spawn itself could grow mushroom, but you’ll get a lot of better quality mushrooms when the spawn is applied to a substance
 

Business of growing mushrooms

Food source: not all varieties of mushrooms are edible. Nevertheless, most like crimini, Enoki, Maitake, Oyster, Shitake, Portabello, white button can be consumed and they are quite juicy too.

Medicine: since time past, the practice of using veggies like mushroom for medicine purposes like antioxidants has been integrated into our culture mushrooms help purify our body stem.

SOURCE: [url]https://www.makemoney2000.com/how-to-grow-edible-mushrooms-without-a-kit/[img]

Are You looking to improve your Financial savings?

You want to be able to save more but you are mad and frustrated because you don't just seem to understand how your hard earned money goes down the drain. You really want to save part of your income but your bills and upkeep takes it all before you say "Ba-da boom". There is a solution to saving more money from your earnings and it is a very simple thing to do-Pay yourself first. Why you ask? because it is the simplest and best way to save more; give it a trial, you won't be disappointed.

Pay Yourself First: A Simple Task



For the sake of simplicity, it requires you to cut off a certain percentage of your income and keep it in a piggy-bank, savings account or tie it up in a good investment or wherever you like to keep your money, before you begin to settle your debts and going on a spending spree.

Simply put, you put the cut money away first and then you make do( or live off) the rest.

Now:

This is not usually convenient and does not come easy. In fact, most people do it the other way round; first, they pay their bills, settle their debts and then move on to fulfill their needs leaving them with barely enough to save.

This approach is problematic because human needs are insatiable. You still wouldn't be able to satisfy every of your needs if given ten times your earnings a month. There will always be new needs to squander money upon as old ones are satisfied- this exhaust your money in no time.

So instead of worrying about your needs, why not pay yourself first and then worry about your need later.

Benefits You Enjoy When You Pay Yourself


You Will Grow And Cultivate The Habit Of Living On Less

Assuming your income is N100,000 and you then decide to save 20% of it. That will be 20,000. With determination and discipline, you should be able to survive on the remaining N80,000 for the rest of the month.

Now:

The great benefit of living on less is that you have more control over your finances and your life as a person. Frequent practice of living on less helps you differentiate between what you really need and what you want. This is the ultimate goal of living on less with expense control.

It Helps You Save More To Grow A Fat Savings Account Balance

This is the major motivation behind paying yourself in the first place right? To have more money in your nest.

Following the example above with consistency in savings, you will be able to save N240,000. That could be used to buy shares or invest in small business with good revenue.

You Will Be Able To Invest More

With a large savings account, it is only natural that you begin to look at business with a great potentials to generate a passive income.

Most people do not invest because they have little to invest and this puts them off whenever an investment opportunity comes up.

This is not to say that investing with little income is not possible; a larger savings pool gives you more opportunity to increase your investment opportunities and even more profits.

You Will Be Able To Make Large Purchases'

As we grow older, we begin to re-arrange priorities paying more attention to the ones that will provide us with luxury and comfort. A house with furniture inclusive to live in, a car and marriage might be at the top of your to-do-list. Paying yourself makes it super easy to check these things.

CONTINUE READING

EDITORS SOURCE: https://www.makemoney2000.com/pay-yourself-first-learn-to-save-more/

NEW TO SCAM-WARNING!!!

A SCAM is a term used to describe any fraudulent activity,business or scheme that takes money or other goods from an unsuspecting person.

Since the emergence of the internet,scammers have taken their business online-why?because there are millions of people surfing the internet on a daily basis(This simply means MORE MONEY
TO THE SCAMMERS).There are many types of scam but the most popular is the ‘ROMANCE SCAM’.In this type of scam the victims emotions are played on by these ‘S.O.N.S OF D.E.V.I.L.S’ and since
thousands of people search for love on online dating networks it becomes easy to fall prey.The scammers under the pretext of love will chat you up and profess love to you in minutes,over 24hours,in three
weeks or more.After that,they ask money for bills,medicine,house etc or ask for your bank details to wire money into your account.

Here are some warning signs you are chatting with a scammer
+He/she profess love to you within 24 hours or more(usually not more than three months)
+He/She is in a hurry to take you off the social network platform you are on
+He/She asks you to wire money
+He/She asks for your bank login detals/SSN(SOCIAL SECURITY NUMBER)/asks you to set up a new bank account for him/her`

Payments Fraud Scams
There are hundreds if not thousands of fraud scams out there.You’d be quite suprised at the huge number.We have listed every possible scam you can come accross

Goals of a Payments Fraud Scam
Fraud criminals’ goals are simple. They’re either trying to get your money through scamming, get your information, or both.

→ What is Payment Fraud?

1)Ponzi Schemes:From the rise of a popular Peer-to-Peer website named “MMM” which scammed people of billions of naira and millions of USD.I have learned that many folks are lazy and greedy and as
such want to become millionaires over night which leads them to fall prey to scammers.After the fall of this website there has been thousands of these websites online majorly owned by Indians,a few whites
and Africans.
These websites work on a similar rule”Payment is made to older members with a part of money donated by new members.The admin of such website usually end up getting money from both sides and
after that it crashes and the admin is nowhere to br found.He closes the website and that is the end of your money”
Funny thing is these schemes now exists on whatsapp and Telegram
. Stealing your money
Scams aimed at stealing money involve a variety of techniques. The most common are:

2)Advance-fees scams – With these scams, the crook baits you by getting you all excited about receiving some large amount of money or a wonderful “free” prize. But before they can send you your treasure,
there are certain “fees” that have to be paid “in advance.” The first fees are usually small (e.g., “for postage and handling,” “for taxes”), and you might be tempted to pay them. But it’s never the last fee and the
amounts of the fees keep rising. Some victims have paid millions in these “fees” (yes — millions!) without ever receiving a thing.

3)Wire-back scams – In this situation, the crook sends you a check or puts money in an account in your name. You are then instructed to wire some of that money out (the crooks always give a very logical
reasons for this). The payment for the funds they sent to you is returned because they were fraudulent to begin with, and you’re left to cover the amount of their fraudulent payment. The funds you wired are
long gone, and you’re left holding the bag — an empty.

4)Check cashing scams – Helping someone new in town is considered neighborly. Crooks often take advantage of people’s goodwill by posing as a new friend and then asking for help with cashing a check.
You take the crook (who you believe to be a friend) into your bank, you cash the check for them on the strength of your relationship with the bank, and you give the cash to the friend. The check is eventually
returned, and since you endorsed it by signing the back, you legally guaranteed your own liability for the check. Your new friend is nowhere to be found, and you’re left having to repay the bank yourself.
Whether you’re being asked to send money to someone in advance, wire funds, or help someone cash a check drawn elsewhere, your anti-fraud antenna should go up immediately.

5). Stealing Your Information
Many people — especially young people — believe that because they don’t have a lot of money or assets themselves they don’t have to worry about criminals bothering them. This is an erroneous and
dangerous assumption. Sometimes your good name is exactly what a crook is looking for.

We continue this in our next post.....

EDITORS SOURCE:https://penmyemotions.com/new-scamming-types-scampart-1/

So you just broke up and want to move on but that seems nearly impossible(why?)-because you still feel somewhat emotionally attached to your former lover or you've been been in a very bad relationship for years and feel it’s about time you come out of it;Well Guess what, you are not alone.
Recovery from a heartbreak can be short term or long term depending on the heart broken but both pretty much follow the same pattern so we go through the following stages:
Denial:We tend not to accept the truth-the end of the relationship

Anger:In our frustration,our love tend to turn to dislike/hate
Bargaining:Wanting to behave differently so it could work out
Depression:Turning off emotional switch and wanting never to love again
Acceptance:Finally accepting it’s all over and all hope to restore such a relationship is over
I recommend the following steps to overcoming a broken heart and moving on:



1)Know,Understand and believe your love and feelings were real:Just because the relationship hit the rocks doesn't mean it wasn't real or true.Trust me you’re not stupid,childish,weird or delusional.



2.Understand love is always a gift:We love because God first loved us.Never think love is a curse because the relationship ended painfully but rather be optimistic for a better relationship and love life.




3)Reckon that all things happen and people come into our lives for a reason

“What doesn't kill you makes you stronger”Accept that it wasn't mean’t to be as what is yours will be yours.




4)Stay in the present:The next step is controlling your stray thoughts such as(Has he gotten another girl already,Is she more prettier,Is he over me?Has she found the one?).Put thoughts such as these out of your mind and do things that makes you feel better.
Exercise to make you feel better:You can try taking up yoga classes,trying out meditations in your apartment and taking deep breathes and relaxing muscles at your place of work..




5)Erase feelings of anger,hatred and thoughts of revenge.When you lose something that mattered to you,it is natural and important to feel sad and angry about it:that feeling is an essential part of the healing process.Feelings such as anger,hatred and thoughts of revenge are left best forgotten, if nurtured could be disastrous not only to you(as it prevents you from moving forward) but to the other person as it could cost them their life-a price too high to pay.

“Darkness cannot drive out darkness:only light can do that.Hate cannot drive out hate:Only love can do that”-Martin Luther King Jnr.




6)Let go of the attachment or connections:Do not continually crave for attention from the object of your affection as you could fall into the trap of remaining indoctrinated that your EX is the only person you could ever love.This has proven not to be true on a planet with over 10 billion people.
Mark Twain once said “Never allow someone to be your priority while allowing yourself to be their option”.You should care enough about yourself to save up your energy for those who deserve it starting with YOURSELF.




7)Get Support:What other place there is to get help and support other than from family and friends?.Talk to them about your relationship and what you need from them:a support group or therapist also comes in handy whilst trying to recover from a broken relationship.
A word of Advice:Get immediate help if feelings of depression and suicide surface.




coolKnow you are lovable:Do not think you need to change or become someone else to become loved again.Sometimes people aren’t capable of giving us the love we need and deserve,which is a fault on their part and not yours.You are exactly as you should be and perfectly lovable just the way you are.




9)Practice Self-Love:Now that you have broken up those connections.Turn off the music that reminds you of your Ex.Make your home look and feel different from when your loved one was around.
As Buddha said,”You yourself,as much as anybody in the entire universe,deserve your love and affection”.
Exercise to make you feel better:Take up a new activity and keep moving;excercise and eating healthy are the most effective theraphy for depression.



10)Know this too will pass:Be patient and optimistic and time will heal your wounds.As you put these bad experiences behind you,you’d find out you’re feeling better and open to love again with a stronger heart and mind.

What else do you recommend to help recover from a broken heart?

My challenge to you this week
Invest your energy in what you want,not what you don’t want.Be discerning about who and what deserves a response from you and what doesn’t.

EDITORS SOURCE:https://penmyemotions.com/how-to-recover-from-a-broken-relationship/