[1. Use a Bank that Respects You for Your Savings Account:]

1. Use a Bank that Respects You for Your Savings Account: A friend used to complain that his bank (names with held) regularly deducted little amounts of money from his savings accounts for no reason. I quickly advised him to move to another bank with greater respect for their customers’ money when a substantial amount went missing from his savings account. If you are serious about making your savings count use a bank that will give you around 3-5% on your savings when you do not withdraw for long periods of time.

2. Watch TV only 1-2 hours a Day: Watching too much television does two things to you; it makes you spend time you would have used for productive activities and you get exposed to many ads that tempt you to spend your money.

3. Watch Your Phone Credit Expenses: I long ago discovered that phone call bills and expenses are easily one of my highest expenses every month. How many times do you recharge your phone’s credit per week and spend them on making worthless calls. If you recharge and spend on business and important calls then it’s good but if you spend thousands every week on the phone with nothing to show for it you had better cut the habit and free up more money to be saved. Subscribe to prepaid packages that cut less credit and gives free additional credit bonuses for recharges made. Watch out for our complete report on Best Phone Prepaid Packages in Nigeria.

4. Don’t Buy on Impulse Ever: How many times have you bought something you never planned or budgeted to buy. You just saw a particular shoe and loved it. Then without thinking about your finances you pull out some cash and pay. The truth is , most of the items we buy on impulse we can do without them. Think before making any purchase. Ask yourself if you really need that item before you buy....... more

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Posted: at 10-10-2011 09:40 PM (12 years ago) | Upcoming

I no fit read dis.

Posted: at 10-10-2011 09:47 PM (12 years ago) | Hero

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