The Chelsea captain was found guilty of using “abusive and/or insulting words and/or behaviour, which included a reference to ethnic origin and/or colour and/or race” by an independent FA tribunal after a four-day hearing at Wembley.
The charges stem from an exchange between Terry and Ferdinand in a Premier League match at Loftus Road in October last year.
In July Terry was cleared of a racially aggravated public order offence at Westminster Magistrates Court, but the FA brought disciplinary charges under its own rules.
Terry has 14 days to appeal against the judgment following receipt of the full written judgment. The four-match ban is suspended pending an appeal or a decision not to appeal by Terry. Were he to accept the suspension
In a statement issued by his management company following the verdict Terry said he was disappointed that the FA commission had reached a different conclusion to the criminal trial and will consider the written judgment before deciding on any appeal.
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