• Secondly, make a list of your priorities: In this, you make list of the most important to the least important e.g. saving to buy a house, or for your child’s education etc. The most important in your list should be attended to first before any other thing.
• Thirdly, avoid interruptions: don’t rush words or interrupt when your partner is making suggestions or explaining feelings about money issues. Give each other a chance to express your feelings. Don’t ever point fingers over past financial problems or mistakes you might have encountered before.
• Fourthly, if you become angry or emotional during discussion stop and continue later: You can never communicate effectively when you are angry or emotional. It makes communication very difficult. The atmosphere should be calm before discussion takes place.
• Fifthly, communicate in writing if talking out your problem leads to conflict: express yourself in writing to your partner, how you think money should be spent and saved.
Again, be ready for compromise: You must make sure you and your partner comes to a compromise you are both comfortable with and always negotiate an agreement.
Also, don’t over power your partner if you make more money: There should be mutual respect between the two of you regardless of who earns more money.
Lastly, draw up a financial plan: This is an important tool for shaping your financial future together with this you can be at little or no risk of falling into financial risks.
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